Types of Boat Insurance
Property Damage Liability
Covers damage you might cause to someone else’s boat, a dock, or other property or structures.
Covers expenses related to injury, death or property damages that you may have caused.
Provides compensation if your boat is vandalized, stolen, or damaged in an incident other than a collision.
Bodily Injury Liability
Covers injury you might cause someone while using your boat; includes medical bills, lost income, pain and suffering, and legal expenses.
Personal Umbrella Policy
Liability coverage above your policy limit and liability underlying limits.
Covers damages to your watercraft in the event of a Collison.
Uninsured Watercraft Coverage
Covers Expenses related to your watercraft theft or storm damages. Covers you when a fellow boater does not have liability insurance.