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Types of Boat Insurance

Property Damage Liability

Covers damage you might cause to someone else’s boat, a dock, or other property or structures.

Liability Coverage

Covers expenses related to injury, death or property damages that you may have caused.

Comprehensive Coverage

Provides compensation if your boat is vandalized, stolen, or damaged in an incident other than a collision.

Bodily Injury Liability

Covers injury you might cause someone while using your boat; includes medical bills, lost income, pain and suffering, and legal expenses.

Personal Umbrella Policy

Liability coverage above your policy limit and liability underlying limits.

Collision Coverage 

Covers damages to your watercraft in the event of a Collison. 

Uninsured Watercraft Coverage

Covers Expenses related to your watercraft theft or storm damages. Covers you when a fellow boater does not have liability insurance.

Boat Insurance